Private Lending & Financial Solutions

Fast, Flexible Mortgage & Debt
Solutions for Homeowners

YMA Investments LLC works directly with homeowners across the United States to provide private mortgage financing, debt consolidation, and tailored financial solutions โ€” fast, straightforward, and designed around your situation.

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Who We Are

About YMA Investments LLC

YMA Investments LLC is a private lending and financial solutions company serving homeowners throughout the United States. We specialize in non-traditional mortgage products, debt consolidation, and customized loan management โ€” providing options that conventional banks often cannot offer. We work directly with borrowers to understand their situation and find a path forward.

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Private Mortgage Lending

We provide private mortgage financing secured by residential real estate, with faster approvals and more flexible terms than traditional lenders.

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Debt Consolidation

Combine multiple debts into a single, manageable loan โ€” simplifying your finances and potentially reducing your monthly obligations.

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Borrower-First Approach

We take the time to understand your financial situation and work with you to find solutions, not just hand down decisions.

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Fast Turnaround

Our streamlined process means faster decisions and funding โ€” when time matters, we move quickly to help you meet your needs.

What We Offer

Our Services

We offer a range of financial products designed to give homeowners real options โ€” whether you need quick liquidity, want to consolidate debt, or need help restructuring an existing loan.

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Private Mortgage Loans

Short- and medium-term mortgage loans secured by your home, with flexible qualification criteria and straightforward terms.

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Loan Consolidation

Roll multiple outstanding debts into one structured loan with a single monthly payment, giving you clarity and control over your finances.

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Loan Modification

Struggling with your current mortgage terms? We work with borrowers to modify payment schedules, interest rates, or loan structure to fit your current reality.

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Bridge Financing

Short-term financing solutions to bridge a gap โ€” whether between property sales, pending approvals, or urgent financial needs.

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Financial Counseling & Support

Our team walks you through every option available, explains terms clearly, and helps you make an informed decision โ€” no pressure, no jargon.

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Default & Hardship Solutions

If you've fallen behind on payments, we offer structured solutions to help you get back on track before the situation escalates.

Process

How It Works

Getting started is simple. Here is what the process looks like from first contact to funded loan.

1

Reach Out

Contact us by email or through the portal. Tell us about your property and what you're looking to accomplish โ€” we'll respond within one business day.

2

Review Your Options

We assess your situation and present the loan or solution options available to you, with full transparency on rates, fees, and terms.

3

Agreement & Documentation

Once you choose a path forward, we prepare the loan agreement and necessary documentation. Our team guides you through every step.

4

Funding

After signing, funds are disbursed quickly. For consolidation loans, outstanding debts are paid off directly where applicable.

5

Ongoing Support

We remain available throughout your loan term. Questions about your balance, payments, or options? Reach us anytime by email or through the borrower portal.

Get in Touch

Customer Service & Contact

Have a question, need to discuss your loan, or want to explore your options? Our team is here to help โ€” reach out through any of the channels below.

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Phone

(315) 239-4280
(234) 410-9628
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Fax

(315) 386-6480

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Email

invest.yma@gmail.com
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Address

2520 Riverview Dr
Melbourne, FL 32904

Existing borrowers can also send messages and view their account details directly through the borrower portal for the fastest response.

Legal & Policies

Policies & Terms

โš ๏ธ Important Disclosure: We are a debt collector attempting to collect a debt. Any information obtained will be used for that purpose.

Nature of Services

YMA Investments LLC provides private lending and loan management services to homeowners secured by U.S. residential real estate. We do not sell physical goods. All services are governed by a signed loan or service agreement between YMA Investments LLC and the borrower.

Refund & Dispute Policy

YMA Investments LLC is committed to transparent and fair dealings with every borrower. The following applies to any fees charged in connection with our services:

Cancellation Policy

Borrowers may cancel a pending loan application at any time before signing a loan agreement, with no penalty. Once a loan agreement is executed:

Legal & Regulatory Compliance

YMA Investments LLC operates in compliance with applicable U.S. federal and state lending laws. Our loan products are offered to eligible borrowers in states where private lending is permitted.

Promotions & Special Offers

YMA Investments LLC may periodically offer promotional rates or fee reductions. Any such offers:

Privacy

Borrower information is used solely to evaluate and service your loan and is not sold or shared with third parties, except as required by law or necessary to service your loan (e.g., title companies, legal counsel). For questions, contact invest.yma@gmail.com.

Changes to Policies

YMA Investments LLC may update these policies at any time. Material changes will be communicated to active borrowers via email or the borrower portal. These policies do not supersede the terms of any signed loan agreement.

Last updated: June 2026  ยท  Questions? invest.yma@gmail.com